7 Best Money Mindset Books in 2026

I grew up with certain attitudes towards money and finances that I now realize (after reading several money mindset books) were holding me back, financially. I didn’t even realize money mindset, or a relationship with money was a thing or that it could impact the amount of money you have. In my mind, everything was exernal – the job market, the cost of things, and even the kinds of families people came from.

But, I can see now how wrong I was and how much potential there always was for me to have more money than I did. I’m now a self-employed entrepreneur who earns a full time living from travel blogging and vlogging. I wouldn’t be able to do this without all the money mindset books I read. I would have constinued to be held back by my old beliefs. The philosophies in the books below helped me quit my secure job, and be able to run my own business as a digital nomad.

I want more people to be able to live debt-free with wealth, have the freedom to change their job situation if they want. Money means choices and options, and those of us who don’t have it are more likely to be ‘stuck’ (as I was for a long time, as a single mom, and a busy, stressed-out teacher).

I truly believe the world would be a better place if more of us were rich. I know it sounds a little cheesy to say so, but the books below will change your life, and indirectly change the world we live in too.

BEST Money Mindset Book.

1. The Energy of Money: A Spiritual Guide to Financial and Personal Fulfillment

By: Maria Nemeth, PhD
Published: 2000
Rating: ⭐⭐⭐⭐⭐ (4.7)

I loved this book so much that I actually went from listing it on the ‘other’ section of this article, to right at the top of this list. The Energy of Money is a whole book about your relationship with money, and how it impacts many other areas of your life. Even after so many money mindset books that I’ve read, I felt like Maria Nemeth had wisdom in this book that I hadn’t seen elsewhere.

The author is a therapist, and has you really dig deep into why you have the relationship you do with money and how to improve it. If you’ve had issues with money in the past, this is a book to really dive into that and get to the root of it.

If the word ‘spiritual’ in the tital is throwing you off, I wouldn’t let that throw you off this book. I didn’t find it deeply spirtual. But listening to it feels like a therapy session. I could imagine the author sitting right across from me, talking to me, and helping me work through my obstacles around money.

2. Secrets of the Millionaire Mind

By: T. Harv Eker
Published: 2005
Amazon Rating: ⭐⭐⭐⭐⭐ (4.7)

My advice in a nutshell about this book is don’t let the cheesy title put you off. I was at first a little skeptical of this book because the title sounded really cliche, but after reading it, I found it to be the best money mindset book that I’ve ever read. Secrets of the Millionaire Mind does a really good job at focusing on mindset, and how much it plays a role in your wealth. But it does a really good job with some practical, no-nonsense tips as well.

Secrets of the Millionaire Mind would be the first book that I’d recommend to a friend or family member who was open to reading a book on money mindset. Whether you struggle with keeping money, or you simply wants to take their income or wealth to the next level, this book has a lot of good wisdom in it.

I really like that while the author focused on mindset, and the law of attraction, but its not the sole focus for the book – there are lots of tangible pointers as well. While other money mindset books touch on mindset alone, I found this book to be the most honest about some hard truths that are going to be hard to make change if you don’t accept and acknowledge them.

The author of this book refers back often to the paid seminars that his company offers, which was a little annoying but didn’t take away from the value of everything else offered in the book, in my opinion.

Useful for:

• ✅ Self-employed/entrepreneurs
• ✅ Salaried employees (however, the author stresses that the best way to financial independence is passive income, and gives you solid tips on ways to earn it)

3. You’re a Badass at Making Money: Master the Mindset of Wealth

By: Jen Sincero
Published: 2017
Amazon Rating: ⭐⭐⭐⭐⭐ (4.7)

You’re a Badass At Making Money was the first money mindset book I ever read, and it permanently changed the way I looked at money. It was the first book that clued me into some of my toxic beliefs about money, and do some mantras and journalling to help me overcome them.

So that being said, I would definitely recommend this book if you’re looking for that. This book encourages you to look at money differently and pushes you to step outside of your comfort zone. You’ll see that Jen Sincero was willing to do just that, and that’s a big part of why she ended up being so successful.

Yes, the book is a little bit ‘whooey’ at times, and you might feel silly saying some of the mantras. But it helps you step out of your comfort zone, and really – your comfort zone is what has kept you where you are. If you want to go beyond that, you need to be willing to step outside of that zone.

Useful for:

• ❌ Salaried employees (I wouldn’t write it off You’re A Basass At Making Money completely if you’re an employee, but its a lot more applicable to you if you work for yourself or are at least trying to become self-employed)
• ✅ Self-employed/entrepreneurs

4. Get Rich Lucky Bitch:  Release Your Money Blocks and Live a First-Class Life

By: Denise Duffield Thomas
Published: 2013
Rating: ⭐⭐⭐⭐⭐ (4.6)

Of all the money mindset books I’ve read, Get Rich Lucky B*tch is one of my favourites. Denise Duffield’s Thomas’s approach to money mindset is, like Jen Sincero’s, very mindset-oriented. She really does a good job of showing you how YOU are the creator of your life, and your wealth situation. I really like her concept of “money blocks” (they are called different things in different books) but her description of them resonated with me the most.

Denise Duffield Thomas helps you to ‘clear’ the money blocks that are holding you back. This book can also be used as a career change book, because there’s a whole section about trying to find your unique gifts that people would pay you handsomely for. There are lots of journal prompts and activities in Get Rich Lucky B*tch. I listened to the audiobook, but I didn’t find her journal prompts overwhelming so I was able to pause the book no problem and do the extra homework.

Denise Dufield Thomas is a positive, down-to-earth person (which I’ve learned from joining her Money Bootcamp course – read my review of it here.) I truly love listening to all her books. When I face doubt, its often her voice that reminds me of the importance of money mindset and the difference it can make in your wealth!

Useful for:

• ✅ Self-employed/entrepreneurs
• ✅ Salaried employees (she discusses quite a bit about asking for a raise/working somewhere that pays your worth!)

5. Rich as F*ck: More Money Than You Know What to Do With

By: Amanda Frances
Published: 2020
Amazon Rating: ⭐⭐⭐⭐⭐ (4.7)

Rich as F*ck was written by self-made millionaire Amanda Frances. I appreciate her honesty about how amazing it is to be wealthy, and why more of us should be trying to aim for that. She doesn’t beat around the bush, and she says it like it is. I found her story of building wealth pretty fascinating.

I also follow Amanda Frances on social media – to be honest, she isn’t my favourite influencer, but she is for real. She really is a multi-millionnaire, who people pay $50k for her coaching programs. I listened to Rich as F*ck as an audiobook, but I’d recommend reading a physical copy instead, as there are quite a few journal prompts.

Many mindset books offer journal prompts, but I found that there were a lot of them at once in this book. As an audiobook, I found it was hard to keep up with them when I still wanted to be able to read the book. So I do recommend it as a physical or digital copy if possible.

6. The Psychology of Money: Timeless lessons on wealth, greed, and happiness

By: Morgan Housel
Published: 2021
Rating: ⭐⭐⭐⭐⭐ (4.7)

The Psychology of Money explores how a lot of situational and behavioural factors contribute to our wealth, including the importance of time and patience, the real role of luck and chance when it comes to money, and also simplicity, humility and the pursuit of a happy life You learn about things like investing, spending and saving aren’t just ‘financial’ decisions, but very psychological as well. A lot about how we think and view the world goes into our decisions about money.

The book is more educational in nature, and has a huge investment component. Expect lots of advice on saving and buying stocks. If you’re looking for a book that sounds like your best friend cheering you on – this might not be the right one. But it’s definietly worth adding to the queue of money books you read.

7. We Should All Be Millionaires: A Woman’s Guide to Earning More, Building Wealth, and Gaining Economic Power

By: Rachel Rodgers
Published: 2022
Rating: ⭐⭐⭐⭐⭐ (4.7)

We Should All Be Millionaires is a great money mindset book, especially for women who are entrepreneurs. The book does read as though it’s been targeted most specifically at women of colour (a category which I don’t personally identify with) and there is a lot of talk about how the game of wealth has – and continues to – work against people of colour, especially women.

I want to make it clear though, that the actual money mindset advice in We Should All Be Millionaires would be useful to anyone. If you’re only going to read one book on money mindset, then I probably wouldn’t recommend this one because I felt that it was missing some of the practical advice about some of the tough topics (such as spending, and debt) that the other books had.

Useful for:

• ✅ Self-employed/entrepreneurs, especially women who want to become rich
• ❌ Salaried employees (a big part of the takeaway from this book is about hiring help to grow your business, which wouldn’t be applicable if you’re not an entrepreneur)

Other Books on Money Mindset to Consider For Your Next Read

There are countless money-mindset books out there, and it has been very hard to narrow down the best. I’ve gone by their ratings, as well as my personal opinion having read so many of them. Here are additional books are worth adding to your wishlist for your journey to wealth

• Baby Steps Millionaires – by David Ramsay
• Atomic Habits by James Clear (not a money mindset book specifically; it’s an overall self-improvement book. But you learn how a little bit every day can add up to make a huge difference which is important for building wealth)
• Everything is Figureoutable by Maria Figuera – also not specifically a money book, but teaches you how to achieve any goal. Good in particular for career change, or growing wealth
• The Millionaire Next Door, the 1996 edition. The authors have recently published a follow-up, called The Next Millionaire Next Door, but its been almost as well-received as the first one. (The first one is slightly better, based on the ratings.) It has more of a saving mindset, which I think is worth reading too.

Money Mindset Books FAQ

Here are some of the most commonly asked questions about reading books on money mindset, and choosing the right one for you

What is the best book to read about making money?

Books about making money tend to fall into two categories – money mindset books, or books that are more tangible about investing and saving.

How can I develop a money mindset?

A big part of developing a good money mindset is clearing out toxic messages about money that you learned from a young age, that continue to hold you back from wealth. Learn to value and fall in love with money, and see the role it can play in you living a full life.

Which book should I read for money?

If you find that you have bad money habits, then its highly worth it to read a book about money mindset. Our reasons for spending or saving money aren’t usually logical decisions, but emotional ones – changing our attitude and behaviour around money is the key to wealth.

Final Thoughts on Reading Money Mindset Books

I sincerely hope that you found this article on money mindset books helpful, and that you’ve been able to add a few to your reading list. Money mindset wasn’t something I learned about until I became an entrepreneur, but I wish it was something I started learning about in my 20s. I had no idea how some of the things I was doing all along were actually holding me back, by repeating same patterns that came from early-life lessons about money from childhood. These books have been truly life changing, and I wish I could give a copy of all of them, to everyone. I support myself and family from travel blogging, and I credit the amazing money mindset books that I’ve read for teaching me how to do that, while growing wealth.

A lot of the money mindset books a strong focus on entrepreneurship and self-employment. Many of the tips in a lot of them are applicable only if you own your own business. I’ve highlighted under the description of each book whether its useful for entrepreneurs, salaried employees, or both.